Term account up to 500,000 Saudi riyals
To all homeowners, factories, contractors, retail stores and all beneficiaries, we have contracted with financing entities approved by the Saudi Central Bank, namely Al-Ijaba Company. You can now open a term account of up to 90 days and 500,000 Saudi riyals with zero interest with the Business and Trade Company Limited and rely on all its products. We would also like to note the availability of instant financing services for an amount of 22,000 Saudi riyals for a period of 90 days. Al-Ijaba Facilities Company Limited is a company authorized by the Saudi Central Bank. Al-Ijaba Facilities Company Limited was established in the city of Khobar in 2021 with the aim of finding innovative financing solutions that serve small and medium enterprises and entrepreneurs based on the principle of positive financing.
What is positive finance?
It is financing for the buyer without financing costs – interest – and the company’s service fees are positive. It is a percentage of sales deducted from the seller without increasing the future price over the cash price.
What does positive or positivity mean?
The word positive or positive here means that the cost of financing services is transferred to the side of the positive balance in the financing process, which is the side of the seller instead of the buyer.
What do you benefit as a customer - buyer?
• 0% interest-free financing
• Purchase on credit at cash price
What do you gain as a supplier-seller?
• Provide interest-free financing to your customers
• Increase sales
• Convert deferred transactions to immediate payment
• Reduce accounts receivable and their risks
• Relieve collections and customer disputes
• Focus on your core business to increase productivity and profits
What does positivity fund?
Working capital, such as:
• Food supplies and other supplies for restaurants and cafes
• Construction materials for contractors
• Agricultural supplies for crops, poultry, and livestock for farmers
• Goods for retail stores and other stores
• Raw materials for factories and workshops
• Spare parts for workshops and factories
For inquiries or financing requests
You can now contact the positive company directly and request financing.